Smart One is a tiered interest-earning checking account for customers who prefer to keep excess amount of funds available. It combines traditional transaction handling like a checking account with the higher earnings of a money market savings.
- $10,000 deposit to open.
- No maintenance fee with a $1,000 minimum daily balance. Otherwise, a monthly maintenance fee of $9 will be imposed if the minimum balance is not maintained daily.
- Interest is paid on a tiered rate structure. Interest rate and annual percentage yield may change.
- Statements are delivered electronically or by mail.
- Free specially designed Smart One checks, in your choice of wallet or duplicate style.