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Visa Gift Cards

Give your family, friends, and coworkers the gift of choice. The Bank of Ann Arbor Visa Gift card is the one gift that's ideal for everyone on your list. You decide the amount, they decide where to use it. So they can get what they want.

It's a bright idea when you need a sure-to-please gift.

• Welcome at millions of places that accept Visa debit cards, including retail stores and online merchants.
• Provides peace of mind-unlike cash, it can be replaced if lost or stolen (see terms and conditions relating to card replacement)
• Comes in any amount from $25 to $500
• Gives anyone the gift of choice
• Low processing fee: $3.95 for up to $100 on card, $4.95 for $101-$500

Get Visa Gift cards at any Bank of Ann Arbor office. Cards to be purchased with cash or from funds in a Bank of Ann Arbor account only.

5 Easy Tips for using a Bank of Ann Arbor Visa® Gift Card

1. Know your balance

Some merchants cannot determine the balance on the card. When you make a purchase, record it and deduct the amount from the balance immediately. To also avoid declines, you can check balances by www.mygiftcardmanager or by calling the number on the back of the card (1-866-586-4438).


2. Split Payment

If there is not enough value on the card to pay for a purchase, you can pay the difference with a second form of payment, such as a credit or debit card, cash or check. Let the cashier know how much you will pay with each type of payment.


3. Special Transactions

Restaurants may place a "hold" on an estimated amount on your account to ensure you have enough funds to cover the actual bill.
• Gas Stations: Paying at the pump may cause a hold of up to $50; consider paying inside and signing the receipt.
• Restaurants: When paying a restaurant tab, keep in mind that you may need to have enough for the dining bill and a 15-20% tip for the transaction to be approved.
• Hotels: After check-out, the "hold" on the card may take a few days to be removed.
4. Returning a Purchase

You may need to present your Visa Gift card when you return the merchandise. Remember to save your purchase receipt and the card even after you have spent the funds on the card in case there are returns. The amount of the return will be credited back to the card typically within three to seven days.


5. Purchase Declines

Make sure you have sufficient funds on the card for the full value of the purchase including tip. If your purchase is declined even though the card has sufficient funds, call 1-866-586-4438.


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