Mortgage Rates
Current as of: 01/06/09
Below is a sample of the competitive rates on our most popular mortgage loans. Our professional mortgage experts would be pleased to review all our options to find the terms, rates and products that best meet your needs.
Email us or call us at 734-662-5533 or
Apply online
| Fixed Rate Mortgage |
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| Loan Amounts up to $417,000 |
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| Product |
Interest Rate |
Points |
Annual Percentage Rate |
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| MSHDA (income limits apply) |
6.750 |
0.500 |
6.844 |
| 3 Yr Balloon Lot Loan |
8.000 |
1.500 |
8.884 |
| 15 Year |
4.750 |
0.000 |
4.874 |
| 30 Year |
5.375 |
0.000 |
5.449 |
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| Loan Amounts over $417,000 Non Conforming (Jumbo) |
 |
| 15 Year |
7.625 |
1.000 |
7.817 |
| 30 Year |
9.250 |
1.000 |
9.384 |
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Interest rates and/or points are subject to change without notice, and may vary based on credit quality, loan
amount and property type. The Annual Percentage Rates (APRs) disclosed above assume a 20% down payment on the
purchase of an owner occupied one unit dwelling, with no secondary financing. The APR does not include all
closing costs. All loans subject to credit approval. Rates quoted are for loans with escrow accounts and are for 30 day lock
period, extended rate lock periods are available, but may be at a higher rate and/or additional fee.
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| Adjustable Rate Mortgage |
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| Loan Amounts up to $417,000 |
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| Product |
Interest Rate |
Points |
Annual Percentage Rate |
| 5/1 Libor ARM |
6.250 |
0.000 |
5.161 |
| 3/1 Treasury ARM |
5.750 |
0.000 |
3.750 |
| 5/1 Treasury ARM |
5.750 |
0.000 |
4.072 |
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Interest rates and/or points are subject to change without notice, and may vary based on credit quality, loan
amount and property type. The Annual Percentage Rates (APRs) disclosed above assume a 20% down payment on the
purchase of an owner occupied one unit dwelling, with no secondary financing. The APR does not include all
closing costs. The interest rate for Adjustable Rate Mortgage (ARM) loans may increase after consummation.
All loans subject to credit approval. Rates quoted are for loans with escrow accounts and are for 30 day lock period,
extended rate lock periods are available, but may be at a higher rate and/or additional fee. |
For additional rate information contact us at 734-662-5533.

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